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Retirement Planning Calculator

Retirement Planning Calculator

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Our Recommended Plans


Grow Smart Plan


  • Whole Life Protection
  • Flexible Premium Payment Term
  • Switching/Premium Redirection
  • Partial Withdrawals
  • Tax benefits

Smart Lifelong Plan


  • Long Term Protection
  • Flexible Premium Payment Term
  • Addition of regular Annual bonuses
  • Switching/Premium Redirection
  • Partial Withdrawals
  • Tax benefits

Smart Immediate Income Plan


  • Guaranteed lifetime income
  • Family protection through return of purchase price in case         of your death
  • Flexibility to choose annuity installment frequency
  • Benefit of higher annuity installment

Samridh Bhavishya


  • Guaranteed lifetime income
  • Option to receive regular payments for as long as you or your         partner is alive
  • Option to choose lifetime annuity with guaranteed         payment period of 5/10/15/20 years
  • Flexibility to choose annuity installment frequency
  • Benefit of higher annuity installment

Secure Bhavishya Plan


  • Guaranteed Maturity (Vesting) Benefit
  • Unlimited top-ups can be paid depending upon your         retirement needs
  • Option to choose vesting age and premium payment term
  • Flexibility to choose Annual or Monthly premium payment         modes
  • Loyalty Additions to boost your fund value after every 5         years, starting from 10 policy year

Our Recommended Plans


Grow Smart Plan


  • Whole Life Protection
  • Flexible Premium Payment Term
  • Switching/Premium Redirection
  • Partial Withdrawals
  • Tax benefits

Smart Life Long Plan


  • Long Term Protection
  • Partial Withdrawal
  • Auto Funds Rebalancing
  • Increase/Decrease of Sum Assured
  • Emerging Leaders Equity Fund
  • Tax Benefits

Smart Immediate Income Plan


  • Guaranteed lifetime income
  • Family protection through return of purchase price in case         of your death
  • Flexibility to choose annuity installment frequency
  • Benefit of higher annuity installment

Samridh Bhavishya


  • Guaranteed lifetime income
  • Option to receive regular payments for as long as you or          your partner is alive
  • Option to choose lifetime annuity with guaranteed         payment period of 5/10/15/20 years
  • Flexibility to choose annuity installment frequency
  • Benefit of higher annuity installment

Secure Bhavishya Plan


  • Guaranteed Maturity (Vesting) Benefit
  • Unlimited top-ups can be paid depending upon your         retirement needs
  • Option to choose vesting age and premium payment term
  • Flexibility to choose Annual or Monthly premium payment         modes
  • Loyalty Additions to boost your fund value after every 5         years, starting from 10 policy year

Terms & Conditions

The calculation generated above and the end value displayed is on the basis of the information provided and is for assistance only. It is not intended to be and must not alone be taken as the basis for an investment decision. The calculations mentioned above take into consideration an assumed rate of inflation of 5% and assumed investment return of 6% on post retirement corpus.