Terms of use

Products and Services referred to in this Website are offered only in countries where they may be lawfully offered by Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited ("the Company"). The materials on these pages are not intended for use by persons located in, or resident in, countries that restrict the distribution of such materials. These pages should not be regarded as an offer or solicitation to sell policies of insurance in any country to any person to whom it is unlawful to make such an invitation or solicitation in such country. The Company retains the absolute right to determine eligibility for subscription to any of the services.

The information contained in these pages is not intended to provide professional advice. Persons accessing these pages should obtain appropriate professional advice when necessary.

The content and information contained within our website or delivered to you in connection with your use of our website is the property of the Company and any other third party (where applicable). The trademark, trade names and logos (the "Trade Marks") that are used and displayed on our website include registered and unregistered Trade Marks of the Company and other third parties. Nothing on our website should be construed as granting any licence or right to use any Trade Marks displayed on our website. The Company retains all proprietary rights on its website. Users are prohibited from using the same without written permission of the Company of such or such other parties. The materials on this website are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without the Company's prior written consent.

Whilst every care has been taken in preparing the information materials contained in this site, such information and materials are provided "as is" without warranty of any kind, either express or implied. In particular, no warranty regarding non-infringement, security, fitness for a purpose or freedom from computer viruses is given in connection with such information and materials.

E-mail messages sent to the Company over the Internet cannot be guaranteed to be completely secure. The Company is not responsible for any damages incurred by users if they send a message to the Company, or if the Company sends a message to them at their request, over the Internet. The Company is not responsible in any way for direct, indirect, special or consequential damages arising out of the use of this Website.

Due to the nature of the Internet transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. The Company is not liable for malfunctions in communications facilities not under its control that may affect the accuracy or timeliness of messages and transactions you send.

We do not represent or warrant that this Website will be available and meet your requirements, that access will not be interrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with this Website.

The Users agree to indemnify, defend and hold harmless Company and its affiliates from and against any and all suits, losses, claims, demands, liabilities, damages, costs and expenses (including reasonable attorney's fees) arising from or relating to (i) their use of the Site; (ii) their breach of this User Agreement or any representations, warranties or covenants made by them herein; or (iii) their violation of any applicable law, statute, ordinance, regulation or any third party's rights. This obligation survives the termination of this User Agreement.

In no event shall Company or any of its affiliates be liable for any direct or indirect, incidental special, punitive or consequential damages (including, without limitation, damages for loss of data, business or profits) arising out of or in connection with this user agreement, the site, the inability to use the site or any advertising or products, services, or information purchased, obtained or stored in or from the site, or transactions entered into via the site, whether based on contract, tort, strict liability or otherwise, even if Company or any of its affiliates has been advised of the possibility of such damages.

The Site may contain links to third party web sites that are maintained by others. These links are provided solely as a convenience to users and not as an endorsement by Company and shall be governed by the Hyperlink policy of the Company.

Company may modify the terms of this User Agreement or any of the policies or guidelines governing the Site, at any time and in its sole discretion, by posting the modified User Agreement on the Site. The modifications shall be effective upon such posting (unless some other date is specified in the posting, in which case that date shall be deemed the effective date for the modifications. Users use of the Site indicates their full acceptance of the User Agreement in its then-current form each time they use the Site. Users shall not modify the terms of this User Agreement or any of the policies or guidelines governing the Site without Company's express prior written consent.

Company will attempt to provide constant, uninterrupted access to the Site. However, in the event Company is unable to provide, or is delayed in providing access to the Users as a result of any event beyond the reasonable control, whether or not foreseeable and including, but not limited to acts of God, war, riot, insurrection, invasion, acts of enemy, embargoes, acts of civil or military authorities, labour strikes or shortages, governmental decree or regulation, court order, severe weather, fire floods, earthquakes, accidents, failure of suppliers, and breakdown in systems, communications or transport facilities, Company will not be liable for any loss or damage of any sort.

These terms of use shall be governed by and construed in accordance with the laws of India and City of Gurgaon (Haryana) shall have exclusive jurisdiction to try any dispute arising out of these terms of use.

If any provision of the terms shall be deemed unlawful, void or for any reason, unenforceable, then that provision shall be deemed severable from these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.