Life Insurance Blog

03 April 2020

The birth of a newborn is a momentous occasion in a couple's life. With all the joy and celebrations, also come a host.

02 April 2020

If you have just got your first pay cheque and are thinking of going on a spending spree, take a step back. While the urge to splurge.

02 April 2020

An average Indian lives for 69 years, with women expected to live for 70 years, whereas men for approximately 68 years.

01 April 2020

Tax savings is one of the most important factors you need to consider while preparing your investment plan. Regardless of how much you.

31 Mar 2020

It's not easy to come at terms with the passing away of someone you love. But, not getting the person's life insurance.

30 Mar 2020

As more and more women are breaking the 'glass ceiling' to reach important positions in the professional world, retirement.

28 Mar 2020

Your personal finances may not be a concern when you are earning a regular monthly income through a job. But, it becomes a matter.

27 Mar 2020

Often people fall into the false belief that smokers or drinkers can't buy a life insurance for themselves.

25 Mar 2020

The world is currently grappling with the most extraordinary public health challenge of the century Coronavirus

25 Mar 2020

Life insurance forms an integral part of everyone's financial portfolio. Life insurance acts as a safety net for one's family, thereby ensuring that their financial needs are well taken care of

24 Mar 2020

Retail inflation in India, touched 7.35% in December 2019, the highest in almost five years. The rise in the cost of fruits and vegetables was the main contributor to these numbers.

24 Mar 2020

Urban Indians are more likely to purchase life insurance after the birth of a child in the family. 52% of families with kids have a greater awareness of the importance of buying life insurance as compared to 29% of those without kids.

23 Mar 2020

Balancing risk-taking and tax saving is not an easy task. But it is not impossible either. In order to do so, you simply need to understand the fundamentals of various financial instruments and invest wisely.

23 Mar 2020

Only 21% of Indians with a life insurance policy have a term plan. 70% of these people are of the view that term plans are only meant for those who serve as the breadwinner of the family.

20 Mar 2020

The 40s is a period in your life when you are likely to be well settled in your career after years of putting in a significant amount of hard work. You are likely to be married with kids.

20 Mar 2020

The advent of the digital age has made work easier and convenient. But cutting-edge technology has a dark side too. It has brought with itself a sedentary lifestyle, which, in turn, results in a slew of lifestyle diseases.

19 Mar 2020

Life insurance policies are one instrument that almost everybody invests in on a regular basis. A life insurance policy ensures that the family is well looked after and financially comfortable.

19 Mar 2020

Life insurance is one of the most important investments one can make, owing to the protection it offers to the dependents of policyholders. With a life insurance policy in place, policyholders.

18 Mar 2020

If you thought that financial management, insurance and long-term goals for wealth creation were to be started only after marriage, then nothing can be farther from the truth. While it cannot be denied that.

10 Mar 2020

The past decade has seen an increase in the disposable income of Indians coupled with consumerism. As a result, there has been a shift in the way an average Indian family spends money.

9 Mar 2020

The costs of childcare and education are on the rise-and extensively so. According to an Assocham Social Development Foundation survey, the cost of private school education has risen.

5 Mar 2020

A life insurance plan forms an integral part of the financial portfolio of working-class Indians. Life insurance comes in various forms and types. One such type is term life insurance.

2 Mar 2020

Investments in linked insurance plans such as ULIPs (Unit Linked Insurance Plans) are taking off at breakneck speed. For instance, while the premiums for non-linked insurance products retain.

27 Feb 2020

Life insurance policies are an essential instrument to invest in, to protect your family's well being in your absence. While there are several different kinds of life insurance plans available on the market.

26 Feb 2020

Life is highly uncertain. A term insurance plan acts as a cushion and ensures the financial security of your family in the event of an unfortunate incident taking place. A term plan is a highly.

25 Feb 2020

Life insurance is a much sought after asset for most individuals, since it is the ideal solution for taking care of your dependents when you are no longer around. It offers great peace of mind as it allows.

21 Feb 2020

On February, 1st, 2020, Finance Minister, Nirmala Sitharaman announced the Union Budget for the year 2020-2021. Given the economic slowdown, expectations were riding high and consumers sought tax.

21 Feb 2020

Term insurance, the simplest and most cost-effective type of life insurance, should be a part of everyone's financial portfolio. However, the number of people who have actually opted for term insurance.

20 Feb 2020

ULIPs are a popular financial instrument that come with two-pronged benefits of insurance and investment. ULIPs can fulfill the two financial goals of financial protection for one's family as well as wealth creation.

20 Feb 2020

Whether you are a first-time investor or a veteran, striking a balance between stability and higher returns is always an exercise. While debating this, you are sure to come across the.

19 Feb 2020

Though 20% of the world's population resides in India, 76% of Indians above the age of 18 years have little or no awareness about financial concepts.

19 Feb 2020

According to an IRDAI (Insurance Regulatory and Development Authority of India) study, life insurance penetration in India in 2019 was a mere 3.69%. This demonstrates that one of the.

18 Feb 2020

A life insurance policy is generally considered to be one of the most important requirements for a comfortable, hassle-free life. Not only does a life insurance policy.

18 Feb 2020

The moment you begin earning, financial planning becomes mandatory. One of the essential parts of not just financial planning but planning for life is a life insurance policy.

17 Feb 2020

A financial plan should ideally include considerations for investment, insurance and aim towards maximising profits and savings. In terms of protection.

17 Feb 2020

Whether you invest or not, you must have heard of Unit Linked Insurance Plans or ULIP plans. These unique investment-cum insurance products have come a long Whether you invest or not, you must have heard of Unit Linked Insurance Plans or ULIP plans. These unique investment-cum insurance products have come a long.

14 Feb 2020

A term plan is basically a contingency plan that goes into action and takes care of your family's finances if something happens to you when they are most vulnerable.

14 Feb 2020

Life insurance is proving to be one of the most essential financial tools for the modern Indian family. It provides a financial cover to one's family in case of the unfortunate.

13 Feb 2020

A term life insurance is one of the most basic financial needs of an individual. It is what protects and secures their family against an eventuality. It is the most pure form of life insurance.

13 Feb 2020

An average urban Indian has little or nothing to fall back upon in the event of a financial emergency. On a scale of 1 to 100, the protection.

12 Feb 2020

In 1956, all Indian life insurance companies were nationalized to form LIC. This was done to protect the interests of the policyholders and boost penetration.

12 Feb 2020

While it is not possible to predict an unfortunate event, it is certainly possible to be prepared for one. That is why a prime financial advice for individuals.

11 Feb 2020

While one can more accurately prepare for future expenses, it is much harder and trickier to prepare for future emergencies. Unfortunate circumstances

11 Feb 2020

Indians are known to be extremely family-oriented people. We do not let go of our children and take responsibility for their wellbeing well into our old age.

10 Feb 2020

According to the latest Annual Report for IRDAI, "global direct premiums surpassed the USD 5 trillion mark for the first time ever in 2018."

10 Feb 2020

Cases of common forms of cancer, which included cervical, oral, and breast cancer, diagnosed at NCD clinics run by the state in India had risen by close to

7 Feb 2020

In recent years, India's working millennials have woken up to the importance of investing early on in their careers. While this is a positive development.

7 Feb 2020

The 40s can be a milestone in an individual's life. Your career path is charted, your income is stable, and there are several opportunities for growth.

5 Feb 2020

A unit-linked insurance plan or ULIP is a single product that offers dual benefits of insurance and investment. This ensures that you are investing.

5 Feb 2020

If you are the sole breadwinner in your family, then you must include a term insurance plan in your financial portfolio. A term insurance policy is a life.

3 Feb 2020

Everyone will agree that life is messy, challenging, and uncertain. We don't know what happens to us or our family the very next moment. We often plan about our future goals.

3 Feb 2020

With the advent of technology, the insurance sector has also evolved and offers products as per the changing needs. Just like electronic gadgets.

31 Jan 2020

Around 70,000 children are born every day in India. The availability of adequate resources during the growth years of the child plays an important role. .

30 Jan 2020

The average penetration and density of life insurance in India is a measly 2.76%. There have been improvements in this arena but overall the growth has been rather slow.

29 Jan 2020

Unit Linked Insurance Plans are one of the most popular investment options. They offer a variety of benefits like investment, insurance, and tax-saving at the same time

28 Jan 2020

Life insurance is generally perceived as an investment that can be considered at a much later point in life, when you've gotten older. Young investors often tend to focus on high-risk-high-reward

27 Jan 2020

Term insurance plans are the purest and most traditional form of life insurance. They are primarily protection plans that take care of the individual's loved ones in their absence.

24 Jan 2020

There is no dearth of investment options in India. Investors have a variety of options ranging from term plans and unit-linked insurance plans to equity funds. Even though ULIPs are insurance .

23 Jan 2020

Perceptions play a critical role in human decision making. People take important decisions based solely on perception, but the reality is often very different. In the world of financial products.

22 Jan 2020

A host of financial products are available in the market catering to people with different financial goals and return expectations. People looking to financially secure the future.

21 Jan 2020

There are three broad kinds of insurance policies- term insurance, whole life insurance, and endowment policies. A whole life policy is one in which you pay premium till the.

21 Jan 2020

Any investment journey must start with the basic premise of what one's goal is. Financial planning involves taking stock of one's risk profile, investment .

20 Jan 2020

A health insurance plan provides coverage against medical and surgical expenses incurred due to accidents, illness or any injury during a specified tenure. Subject to the.

17 Jan 2020

In 2011, there were 104 million elderly people in India. The number would have increased substantially as the proportion of elderly people has been rising over .

16 Jan 2020

Many of us are last-minute tax planners. Tax planning is often not part of financial planning at the beginning of the year but a hasty decision towards the end of the year. You might.

16 Jan 2020

About 440 million millennials in India form 34% of our population and 46% of our workforce. Ours is the largest millennial population in the world. They are currently driving.

15 Jan 2020

It may sound surprising, but self-employed people outnumber salaried individuals in the country. In 2013, over half of the 473 million workers in the country were.

14 Jan 2020

The importance of saving and investing money is no news to anyone. Everyone knows investing to be one of the cornerstones of responsible financial practices. Investing money.

13 Jan 2020

As a first-time investor, you have a multitude of questions on your mind. There are various options in the market to choose from, and a ULIP is a good option.

10 Jan 2020

A life insurance plan is an essential part of financial planning and life planning for everyone. It is essentially meant to protect .

10 Jan 2020

All of us have aspirations and long-term financial goals, and to achieve these we make a regular monetary contribution to build a corpus. This enables you to save.

9 Jan 2020

Term insurance is one of the most essential investment options you should consider. Not only is it a worthy investment in a protective life cover, but it also helps you

8 Jan 2020

When you go around hunting for the most suitable insurance product for yourself, you are likely to come across two wide varieties: pure insurance products like term insurance plans.

6 Jan 2020

Getting a life insurance policy is a big deal. It is a very crucial part of your financial portfolio as it is the cushion that protects from the financial impact of the loss of the life

2 Jan 2020

Getting a life insurance policy is a big deal. It is a very crucial part of your financial portfolio as it is the cushion that protects from the financial impact of the loss of the life

30 Dec 2019

Life is very unpredictable and you never know what is coming next. Thus, one must always be prepared for any unexpected challenges. So, if you are the only.

30 Dec 2019

Life is all about experiencing new things in multiple ways. Having many different experiences is something that makes our life worthwhile. Thus, we must try

28 Dec 2019

ULIP or Unit Linked Insurance Plan has become a popular investment option among investors. ULIP plan not only offers financial protection to your family

26 Dec 2019

Traditional life insurance plans bring you financial protection for your loved ones and dependents be there an unfortunate event and something happens to you. It is one of the most.

24 Dec 2019

Having a child is one of the most beautiful feelings in the world. It's the time of your life when you realize your responsibilities while holding that tiny little one in your.

22 Dec 2019

New Year is just around the corner. It is the time of the year when we list down resolutions to make our coming year more gratifying and better than the previous.

20 Dec 2019

Gone are the days when one had to rely only on agents, brokers or consultants to buy an insurance plan. With the advent of technology, it has now become easier

18 Dec 2019

Life insurance is certainly one of the best ways to take care of your family's future in case of any eventuality.

16 Dec 2019

People who are solely dependent on their income for their well being are more likely to face financial crisis in case of an unfortunate event.

12 Dec 2019

Life is full of uncertainties. A serious accident or critical illness could affect the financial stability of your family. But, if one starts investing in a life insurance.

10 Dec 2019

With the immense advancement in technology, our purchasing behavior has changed drastically. Buying anything, be it clothes, accessories, electronics.

04 Dec 2019

Life is very uncertain as one never knows what may happen next. Therefore, in order to ensure your family's security, it's vital to include an insurance policy in your financial plan.

22 Nov 2019

If you are looking for a reliable option that helps you to generate wealth in the long run, then ULIP is the perfect choice for you. As ULIPs are best suited for those who are looking for a long-term wealth creation plan.

15 Nov 2019

With the advent of technology, tax saving has been simplified in many ways and you can buy an insurance online at your ease. Before, buying an insurance.

5 Nov 2019

Life Insurance Council of India has now come up with this new and innovative campaign at mass level to make Indian population understand the importance of life insurance.

24 Oct 2019

Is the dreadful thought of paying a hefty amount of premium every month keeping you from buying...

10 Oct 2019

Hitting 30 soon? Here are the things we recommend you do in time.

3 Sep 2019

Usually saddled with work and is unable to find time to get a hold on his...

23 Sep 2019

Our investments too need time to perform. Patience is a virtue that can sometimes...

5 Aug 2019

The primary objective of an insurance plan is to provide financial security to your family and dependents...

20 Aug 2019

Work hours extending beyond the standard nine-to-five grind, no provision of leave, juggling...

6 July 2019

If you too face the same dilemma, you may want to take a page out of Ashish's book. Let us...

7 June 2019

Getting out of debt should be a priority whenever you find yourself with some extra...

15 May 2019

Amid busy work schedules, travel, and sundry other commitments...

7 May 2019

At various phases of our life, our financial needs and goals change. Life insurance is a critical...

05 April 2019

Invest 4G - A plan that addresses your financial needs across life stages.

15 April 2019

Hitting 30 soon? Here are the things we recommend you do in time.

10 April 2019

If you are worried about ensuring your child's financial security, here are some valuable tips that will help you get started in time.

02 April 2019

Read on to know how mutual funds and ULIPs stack up against each other.

10 Jan 2019

If tax planning is confusing and cumbersome for you, let's simplify it here.

30 Dec 2018

Let's look at some financial habits you must give up, to ensure a prosperous future for yourself and your loved ones.

29 Dec 2018

Working on your New Year's resolutions list? Here are some unconventional ideas you can take inspiration from.

20 Dec 2018

Here are 6 contemporary, useful, budget-friendly (just under Rs 400!) gifts that are sure to be appreciated by your friends and family.

18 Dec 2018

When it comes to buying a life insurance policy, various factors need to be kept in mind especially if you're buying one for the first time.

16 Dec 2018

Buying an insurance policy online is a faster and stress-free task and it has made the entire process simpler and easier for both the insurance companies and the buyers.

14 Dec 2018

Here is a step by step comparison of various factors affecting online and offline mode of buying a term insurance plan to give you a perspective of how both work.

12 Dec 2018

The importance of insurance varies at different stages of life. Proper planning of your insurance portfolio is necessary at each stage of life to ensure your dependents are protected financially.

10 Dec 2018

How much Life Insurance does one require is a decision which must be carefully deliberated upon before taking up a policy.

08 Dec 2018

A Life Insurance policy is one of the most ideal ways to provide financial security to your family. However, there are several factors depending on which one can be denied coverage by Insurance Company.

06 Dec 2018

If your financial planner is telling you to buy just one huge term life cover and be done with it, you better question him about his reasoning behind such an advise.

04 Dec 2018

Many Indians are still sceptical about buying insurance and the scepticism only increases when it comes to buying insurance online.

30 Nov 2018

Unlike any other financial product, purchasing a life insurance policy affects our entire life and therefore, there are a few things that need to be kept in mind before buying a suitable plan.

24 Nov 2018

In this competitive world where you aspire to match a "spend" of a neighbor with a "bigger spend", when you try to match purchase of a Honda with an Audi, is there a room for rationale?

19 Nov 2018

People across society are slowly realizing the necessity of having a life insurance cover. Here are 5 reasons why one should buy a term insurance plan.

13 Nov 2018

A complete guide on everything related to term insurance - from what it really is, the need for a term plan, to the key features of term insurance and its benefits.

05 Nov 2018

Some of the common mistakes people make when buying a term insurance and why it's necessary to avoid them.

26 Oct 2018

How the plots of some celebrated shows and movies would have changed if some prominent characters had thought of life insurance.

17 Oct 2018

If you have spent more hours dreaming about sailing in the Bahamas than living in the present, here's how you can make your dream come true.

09 Oct 2018

Intimidating for some and exciting for others; everyone feels differently about the prospect of getting married & settling down.

01 Oct 2018

It's not uncommon to see millennials today spending most of their income on fine dining, the latest gadgets and gizmos, and bespoke clothes and accessories.

20 Sep 2018

Unlike the ancient Greek myths that provide resourceful information that positively shapes modern beliefs, insurance-related myths are nothing but conjecture.