smartJuniorIndex
Toll Free: 1800-103-0003 | SMS:97790-30003
Perfect plan for you is just one step away !

Personal Details



    • Male
    • Female










Is life to be insured and the proposer are same? YES NO

Your Guaranteed Sum Assured

Plan your child's future
Sum Assured you wish for*


  • The duration for which you wish to pay premium



  • per month/year
    The premium shown above is exclusive of taxes

BENEFIT PAYOUT (SURVIVAL AND MATURITY BENEFIT)
In case of death, all the benefit payouts will be payable as and when due
Maturity value at the end of years
  • Guaranteed Sum Assured**
  • Expected Bonus Amount*
8%
OR
  • Guaranteed Sum Assured**
  • Expected Bonus Amount*
4%
Total benefit payable during the policy tenure
In case of death, benefits payable
In case of death, future premiums will be waived off, benefit payouts will be paid as and when due, maturity value will be paid at the end of the policy
  • Guaranteed Sum Assured**
  • Expected Bonus Amount*
8%
OR
  • Guaranteed Sum Assured**
  • Expected Bonus Amount*
4%
Total benefit payable during the policy tenure
Sum assured on Death + benefit payouts + Maturity Value at the end of policy term

Disclosures :

- Canara HSBC Oriental Bank of Commerce Life Insurance Smart Junior Plan is an individual Non-Linked Participating Life Insurance Plan.

- Maturity Benefit payable under this plan is Guaranteed Sum Assured which is equal to 20% of Sum Assured plus Accrued Annual Bonuses and Final Bonus, if any.

- The Policy will be eligible for bonuses from the profits emerging out of the with-profit fund managed by the Company by way of Annual bonuses and Final bonus, if any. The
Company will declare the Annual bonus at the end of each financial year and once declared, the annual bonus will get accrued to the policy and is guaranteed to be payable.

- There is no guarantee on the amount of bonuses and these will be declared at the sole discretion of the company. Hence, the bonuses in this plan may vary from time to time.

- Tax benefits under this plan will be as per the prevailing Income Tax laws and are subject to amendments from time to time. For tax related queries, contact your independent tax advisor

- *Conditions Apply - Guaranteed Money Back Payouts and Guaranteed Maturity Benefits will be payable provided all premiums are paid as and when due

Disclaimers :

- Issuance of the policy and acceptance of the risk is completely at the discretion of the Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited ("Company")
and this premium quotation would in no way be tantamount to acceptance of risk by the Company.

- The above premium is for a healthy individual. Your application will be assessed as per board approved underwriting guidelines of the company. Basis underwriting, it may
result in an extra premium to be paid, which shall be borne by you.

- For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.

- The mentioned quote is valid till next birthday or 30 days from the quote generation date whichever is earlier.

- For any further clarifications, please free to contact us at 1800-103-0003 or email us at customerservice@canarahsbclife.in or visit our website www.canarahsbclife.com.

©2019-2020 Canara HSBC Oriental Bank of Commerce Life Insurance Co Ltd.